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MG ZR ZS ZT Technical - Direct Line insurance ZS180

Does anyone insure there ZS180 with direct line and if so what security did they require. I tried to insure my 2002 model with them as they gave the cheapest quote yet they said I had to have a tracker fitted.

My much much richer mate insures his 2 year old lotus esprit with them and all they wanted was a cat1.

When I asked why I was told you can get details of how to bypass the security of the internet, which in there eyes meant it was useless.

PS any suggestions of where a 23 year old could get insured fully comp for under �1000, no points, full ncd
Gary

Firstly, forget the incompetant Direct Line, they are also horrifically expensive.
Much info, along with cheaper trackerless alternatives, is here....

http://www.xpower-mg.com/forum/showthread.php?s=&threadid=1708
Dave

Yes, lots of stories flying about on this one. Steve (MG -Rover. org) looked into this with DR Dave.

The upshot was that there MAY be away around the early system (A number of BRM 200 have been lifted) but the ZR/ZS is safe.

But the rumours remain, i can't find any more info on the subject, which is a good thing!
Mega.
Mike MEGA

Gary, there are lots of small but well established insurance companys detailed in the back of motoring mags i.e Fast car, Fast Ford etc.etc. who specialise in performance insurance.

I have had company insurance for the last 5 years and therefore a bit behind with it all, but in my days of "pumping" I used these companies all the time and found them to be substantialy cheaper than the high street companies.
K Heaton

unfortunatly having rung 20 companies with an average premium of �2000-3000 I am going to have to fit a tracker and go with direct line at �900
Gary

I have renewed my full comp policy with direct line yesterday, I have clarion sat nav and LPG conversion they said tracker is a waist of time and it cost �609 with full no claims bonus, but i just reversed into a parked car!!!!!! (about 10mins ago) so i expect it will rise soon!!!!!

regards

david
david

Insured ZS120+ with MG Owners Club Insurance (aka Lancaster) at 650ish. Zero years no claims - was on old mans policy - silly but I cudnt be ars*d to move. 27 m singlish Leeds
Rob

Thought I'd throw my 10p worth in on this one.

Just had my renewal through for a ZS 180 5dr.

�339.94 from NIG through "Lifesure" at St Neots , Cambridge. Thats with full NCB (protected) @ 39 yrs old in a "high risk" occupation. Car is standard but kept in the garage when at home.

Regards
Mark
Mark

My two cheapest ZS120 quotes were tesco and quotelinedirect.co.uk and these two were very similar. Tesco's asked for a tracker (they are the same insurance company as direct line, so I'm told), so I went with the other one.
David Bainbridge

Hello all,

Just got a ZS180 out of the wrapper on Tuesday. I was insured with direct line before but they were just silly! I phoned around everywhere through the yellow pages and ended up going to Elephant.co.uk and getting a quote there.

I am 33 yrs, full no claims, car in residential parking.

Fully comp. with protected no claims with my wife as a named driver: - �344 per year. �100,000 of legal is included, courtesy car, and a complete replacement if written off in the first year.

Cheers all
Gareth Strang

I have just renewed the insurance for my ZS+120 with Direct Line with no problems.

I am 35, full NCB(Insured), legal cover included, �386 pa.

No tracker was mentioned, it may be that it only applies to new policies only?

Anyway I am happy for another year at least..



Alasdair

My sons insurance on his ZR is coming and he is currently insured through DirectLine and they said that a tracker must be fitted before they will insure him again, �550 + annual subscription.

I had the security by pass verified by a Rover garage at the weekend. They didn't go into details but it's something that Rover need to ammend otherwise sales are going to fall if people can't insure them.
JFK

Hi,

I have a TF160, and me and my partner are just about to buy a ZR160. We have had a few stupid quotes too. Tesco do insist on a tracker, Norwich Union quoted �614 for my partner and me as a named driver. But,, tried Elephant.co.uk, and the quote is �421, including legal expenses,so thats what we're going for.
Am sure some insurance companies are getting commission from the tracker manufactures!!

Chris
chris watton

Chris,

Looks like solid advice. Wonder who the anti-MGR brigade are (Dr Dave/Mega)???
George Hunt

This thread was discussed between 12/07/2002 and 06/08/2002

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