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MG MGB GT V8 Factory Originals Technical - I Am Fortunate to Live Where I Do

I've read a lot of our threads over the years dealing with satisfying bureaucratic nonsense and it never ceases to amaze me at how lucky I am to live where I do when it comes to my cars. I have no yearly property taxes on them, no emissions testing, no yearly vehicle inspection/MOT and no pack of left wing do-gooders trying to legislate my hobby out of existence. I don’t have to lick some government employee’s boot if I modify my car, I can call my insurance agent and change coverage and vehicles without leaving home and without having to endure an inquisition. All this and no slushy roads in the winter! I get a knot in my belly when I read about all of the hoops some of you have to jump through just to get a car on the road. I need to count my blessings. On the negative side of that there are a few cars on our roads that shouldn’t be, but not nearly as many as you might expect. I'll stop now.
David
David

Let him hear an AMEN!

AMEN!
Kelly Combes

Most of the cars in Florida are "Gone with the RUST" That is why you don't see old cars in Florida.
I made a mistake of buying a Florida car.
Bless you for keeping the rust in florida.

I do not have to smog my car nor have to MOT it every year, and....NO RUST, Yes,the land of the free of rust. You guess it California.
Sam

Florida gets a bad rap for rust. Most rusty cars are those from areas very close to the ocean or those driven by people who don't have enough sense to stay off the beach with them. We tend to steer clear of "beach cars" here. I've sat for hours at ocean-front watering holes watching tourists and those new to the state drive though deep puddles of salt water in everything from clunkers to new Porsches. Once the underside of a car gets soaked with salt no amount of washing will get it out and the clock starts ticking. A few miles inland rust is not really an issue. I live about 15 miles from the ocean and have never had problems. Years ago when I lived in Daytona, I bought what appeared to be a beautiful '71 B that was a beach car. The boot floor was the top of the fuel tank (held up by straps) and the floorboards, where there was metal, was as thin as tin foil. It's all in how the car is treated down here. I'll bet that cars spending their lives along the beach in California get just as rusty as those here.
Cheers,
David
David

"There's no such thing as a free lunch" Florida has the 13th most expensive car insurance in the nation. The avg yearly expenditure is $788.00 Nice weather, no emissions, but you pay for it in other ways. ;-)

Justin
Justin

I like the beautiful Pacific Northwest. Here in sunny Seattle the weather is almost always good. Ok, it does rain a little, but no snow in the winter is common and it doesn't get real hot in the summer. No salt on the roads and no annual inspections for old cars. Best of all the even more beautiful British Columbia is only a few hours drive north.
Jim Lema

Justin,
So true. I pay $483.00/year on a 1993 Nissan 240SX and $165.00/year for my '66 B. Normal policy on the Nissan and agreed value at $7000 on the B. High-limit, full coverage on both with State Farm. My wife's MINI is about $700.00 with the same coverage.

Some of the reasons for our high rates are our population growth, great weather which encourages more avearge miles driven per day and heavy traffic which isn't helped by THE TOURISTS. My agent tells me that our State's low minimum liability coverage ($10K) shifts a large percentage of repair costs back to the uninsured/underinsured policies of those not at fault, driving up collision coverage rates. Heck, Florida didn't even require liability coverage until the last few years, just PIP. I believe that motorcycles are still exempt, but I'm not sure.
Cheers,
David
David


What good is a sports car in Florida? I lived in Melbourne FL two years, back before I had an MG. My friends and I all rode motorcycles. We used to go out and ride highway cloverleafs because there weren't any hills or banked turns. Boring! Wherever you'd find a nice turn, there was usually loose sand on the road. Even worse, little old ladies (and admit it, you've got more than your share!) couldn't see anything as small and quick as a motorcycle. We used to get run off the road all the time. I don't suppose it's that much safer for MGs.

Property taxes on cars aren't such a bad thing. Governments have to collect money somewhere. People who drive new status symbols, like Porsches and BMWs, can and should pay more property taxes. In states with car taxes, the modest older cars we love get taxed at proportionally low rates. When car taxes are abolished, as they were in VA for example, the tax revenue has to come from somewhere else. In every case I've seen, overall tax burden has been shifted more onto the middle class and away from richer folks.
Curtis

This thread was discussed between 06/05/2004 and 12/05/2004

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